Pumpkin Cream Cheese Swirl Bread

Decadent Pumpkin Cream Cheese Bread: The Ultimate Fall Treat with a Swirl

Pumpkin Cream Cheese Bread – a light and tender pumpkin bread, generously spiced, featuring a luscious layer of sweetened cream cheese swirled throughout. It’s the quintessential fall indulgence that promises to delight with every bite.

As autumn leaves begin to turn and the air grows crisp, pumpkin season officially kicks into full gear. For many, this time of year brings with it a delightful craving for all things pumpkin. While a classic Pumpkin Pie holds a special place, often reserved for Thanksgiving, I find myself yearning for more versatile pumpkin treats throughout the season. Beyond the traditional, recipes like Chocolate Chip Pumpkin Cake are always a favorite, but there’s something truly magical about a perfectly baked pumpkin bread.

Every year, I make a batch of classic Pumpkin Bread, often freezing loaves to enjoy well into the cooler months. However, there are times when you crave something a little extra special, a pumpkin bread that transcends the ordinary. That’s precisely where this extraordinary Pumpkin Cream Cheese Bread steps in – a recipe designed to elevate your seasonal baking to new heights.

A slice of pumpkin bread with cream cheese swirl

The Irresistible Charm of Pumpkin Cream Cheese Bread

This isn’t just any pumpkin bread; it’s a culinary masterpiece featuring a rich, creamy cheesecake-like swirl embedded within a moist and fragrant pumpkin loaf. Imagine the warm, comforting spices of autumn perfectly complemented by a sweet and tangy cream cheese ribbon running through each slice. It’s a combination that’s incredibly comforting and undeniably luxurious. The sweetness of the pumpkin bread, infused with cinnamon, nutmeg, and allspice, marries beautifully with the subtle tartness of the sweetened cream cheese, creating a harmonious flavor profile that is simply divine. Trust me, once you experience this delightful fusion, you’ll understand why this recipe is a guaranteed crowd-pleaser.

This bread isn’t just delicious; it’s also a fantastic way to spread joy. I’ve personally baked this bread numerous times over the past few weeks, and it never fails to impress. One loaf went with my son to a gathering with his friends, and it was devoured in no time. Another time, I surprised our neighbor’s college-aged son with a loaf to take back to his dorm. Let’s just say he became instantly popular on his floor! Its ability to bring smiles and warm hearts makes it perfect for sharing with family, friends, or even as a thoughtful gesture for neighbors. Whether it’s for breakfast, brunch, an afternoon snack, or a delightful dessert, this Pumpkin Cream Cheese Bread fits every occasion.

What You’ll Need: Ingredients for Success

Crafting this delightful pumpkin cream cheese bread requires a balance of pantry staples and seasonal star ingredients. Achieving that perfect texture and flavor starts with having the right components on hand. Below is a comprehensive list, with tips to ensure you select the best for your bake. Be sure to scroll to the bottom of the post for the FULL PRINTABLE recipe card with exact measurements.

For the Tender Pumpkin Bread Base

  • Pumpkin Puree: The heart of our bread! Ensure you use 100% pure pumpkin puree, not pumpkin pie filling. Pie filling contains added sugars and spices that will throw off the recipe’s balance.
  • Granulated Sugar: Provides sweetness and helps create a tender crumb.
  • Eggs: Act as a binder, adding structure and richness to the bread.
  • Vegetable Oil: Contributes moisture, resulting in a wonderfully soft and tender loaf.
  • Milk: Adds further moisture and helps create a smooth batter. Any milk (dairy or non-dairy) will work.
  • Vanilla Extract: Enhances all the other flavors, adding a touch of aromatic warmth.
  • All-Purpose Flour: The structural foundation of the bread.
  • Cinnamon: The star spice, bringing classic fall warmth.
  • Baking Powder: A leavening agent that helps the bread rise and become light.
  • Salt: Balances the sweetness and amplifies the other flavors.
  • Baking Soda: Another leavening agent that works with the pumpkin’s acidity to create lift.
  • Nutmeg: Adds a hint of warm, sweet, and slightly woody flavor.
  • Allspice: Provides a complex, warming spice blend reminiscent of cloves, cinnamon, and nutmeg.

For the Creamy Cheese Swirl

  • Cream Cheese: Use full-fat block cream cheese, softened to room temperature for a smooth, lump-free mixture.
  • Egg: Helps bind the cream cheese mixture and gives it a custard-like texture when baked.
  • Granulated Sugar: Sweetens the cream cheese layer, contrasting with the pumpkin.
  • Vanilla Extract: Complements the cream cheese and adds depth to the swirl.
A slice of pumpkin bread with cream cheese swirl cut in half

How to Make Pumpkin Cream Cheese Bread: A Step-by-Step Guide

Making this pumpkin cream cheese bread is surprisingly simple, yielding impressive results. Follow these detailed steps to create a beautiful, delicious loaf:

  1. Prepare Your Pan and Preheat Oven: Begin by preheating your oven to 350°F (175°C). Line a 9×5-inch loaf pan with parchment paper, leaving an overhang on the longer sides to easily lift the bread out once baked. If you don’t have parchment paper, grease and flour the pan thoroughly to prevent sticking.
  2. Mix Wet Ingredients for Pumpkin Bread: In a large mixing bowl, combine the pumpkin puree, granulated sugar, eggs, vegetable oil, milk, and vanilla extract. Whisk these ingredients together until the mixture is completely smooth and well-combined. Set this bowl aside while you prepare the dry ingredients.
  3. Combine Dry Ingredients: In a separate medium bowl, whisk together the all-purpose flour, cinnamon, baking powder, salt, baking soda, nutmeg, and allspice. Whisk well to ensure all the leavening agents and spices are evenly distributed throughout the flour.
  4. Gently Combine Wet and Dry: Gradually add the dry ingredient mixture to the wet pumpkin mixture, stirring gently with a spatula or wooden spoon until just combined. The key here is not to overmix; overmixing can lead to a tough bread. A few streaks of flour are acceptable.
  5. Prepare the Cream Cheese Swirl: In another bowl (or the bowl you used for dry ingredients, no need to wash!), beat together the softened cream cheese, the single egg, 1/3 cup granulated sugar, and 1 teaspoon of vanilla extract. Beat until the mixture is light, fluffy, and completely smooth, with no lumps of cream cheese remaining.
  6. Assemble the Loaf: Pour about half of the pumpkin batter into your prepared loaf pan, spreading it evenly across the bottom. Next, carefully spoon the entire cream cheese mixture over the pumpkin batter, gently spreading it to form an even layer. Finally, top with the remaining pumpkin batter, spreading it carefully to cover the cream cheese layer. For a beautiful swirl, you can take a knife and gently swirl through the layers once or twice, being careful not to overdo it.
  7. Bake to Perfection: Place the loaf pan in the preheated oven and bake for 60-75 minutes. To check for doneness, insert a wooden skewer or toothpick into the pumpkin bread portion of the loaf (avoiding the cream cheese swirl if possible). If it comes out clean, your bread is ready. If it comes out with wet batter, continue baking for a few more minutes. Remove the bread from the oven and let it cool in the pan on a wire rack for 10-15 minutes. This allows it to set before attempting to remove it. After 10-15 minutes, lift the bread out of the pan using the parchment paper overhang and transfer it to the wire rack to cool completely before slicing and serving.
A slice of pumpkin bread with cream cheese swirl

Expert Tips for Perfect Pumpkin Cream Cheese Bread

Achieving a bakery-worthy pumpkin cream cheese bread is simple with a few helpful pointers. These tips will ensure your loaf is moist, tender, and beautifully swirled every time:

  • Do Not Overmix: This is crucial for any quick bread, including this pumpkin loaf. Just like when you’re making muffins, you want to mix the wet and dry ingredients only until they are just combined. Overmixing develops the gluten in the flour too much, which can result in a tough, dense, and less tender bread. A few streaks of flour are perfectly fine.
  • Grease Your Loaf Pan Thoroughly: To avoid any sticking mishaps, make sure you really grease your 9×5-inch loaf pan exceptionally well. Using parchment paper to line the pan, with an overhang on the sides, is highly recommended as it makes lifting the cooled bread out effortless. If you don’t use parchment, a generous coating of butter or baking spray followed by a light dusting of flour will help ensure your delicious pumpkin cream cheese bread slides out cleanly.
  • Use Pure Pumpkin Puree: Always opt for 100% pure pumpkin puree from a can, not pumpkin pie filling. Pumpkin pie filling already contains added sugars and spices, which will alter the flavor balance and sweetness of your bread, potentially making it too sweet or throwing off the spice profile. Check the label carefully!
  • Spice It Up: If you don’t have individual spices like cinnamon, nutmeg, and allspice on hand, you can easily substitute them with Pumpkin Pie Spice. Generally, 2 to 2.5 teaspoons of pumpkin pie spice can replace the blend listed in the recipe, but adjust to your personal preference for spice intensity.
  • Room Temperature Ingredients are Key: For the cream cheese swirl, ensure your cream cheese (and egg for the swirl and bread) is softened to room temperature. This allows for a much smoother, lump-free mixture that will blend effortlessly with the sugar and vanilla, creating that perfectly creamy swirl. Cold cream cheese will result in a clumpy texture.
  • Cool Completely Before Slicing: While tempting to cut into a warm loaf, quick breads (especially those with a cream cheese swirl) benefit from cooling completely. This allows the bread to set fully, making for cleaner slices and a better overall texture, preventing the internal structure from collapsing.

Storage and Freezing Instructions

This Pumpkin Cream Cheese Bread is so delicious, it’s unlikely to last long, but knowing how to store it properly will keep it fresh and moist for as long as possible. It’s also an excellent candidate for freezing!

Storing at Room Temperature

You can store the bread in an airtight container at room temperature for about 4-5 days. Beyond that, it might start to dry out slightly. Placing a paper towel on the bottom of the container and another on top of the bread can help absorb excess moisture and keep it fresh.

Freezing for Later Enjoyment

Quick breads are fantastic for making ahead and stashing in the freezer. I highly recommend slicing the entire loaf before freezing. This way, you can easily grab a single slice whenever a craving strikes, without having to defrost the entire loaf. Here’s how:

  1. Once the bread has cooled completely, slice it into individual portions.
  2. Wrap each slice tightly in plastic wrap.
  3. Place the wrapped slices into a freezer-safe bag or wrap the entire bundle again in aluminum foil. This double layer of protection helps prevent freezer burn.
  4. Label with the date and freeze for up to 3 months.
  5. To enjoy, simply take out a slice or two, let it thaw at room temperature for about 30 minutes, or gently warm it in the microwave or toaster oven for a few seconds.

More Great Pumpkin Recipes to Try

If you’ve fallen in love with the flavors of fall, explore some of our other beloved pumpkin recipes that are perfect for the season:

  • Pumpkin Banana Muffins
  • Mini Pumpkin Pies
  • Pumpkin Delight
  • Pumpkin Crisp
  • Chocolate Chip Pumpkin Bread
A slice of pumpkin bread with cream cheese swirl

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Pumpkin Cream Cheese Bread

By Erin Sellin
Breakfast, dessert or snack, this easy and tasty Pumpkin Cream Cheese Bread can be served up any time of day. With just the right amount of spice and a sweetened cream cheese swirl, you simply can’t go wrong with sweet and tender pumpkin bread.
Prep: 15 minutes
Cook: 1 hour
Servings: 10
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Ingredients 

Pumpkin Bread

  • 1 (15 oz) can pumpkin puree
  • 1 cup granulated sugar
  • 2 whole eggs
  • 1/2 cup vegetable oil
  • 1/4 cup milk
  • 1 teaspoon vanilla extract
  • 1 3/4 cups all-purpose flour
  • 2 teaspoons cinnamon
  • 1 teaspoon baking powder
  • 1 teaspoon salt
  • 1/2 teaspoon baking soda
  • 1/2 teaspoon ground nutmeg
  • 1/2 teaspoon all spice

Cream Cheese Swirl

  • 8 oz cream cheese, softened
  • 1 whole egg
  • 1/3 cup granulated sugar
  • 1 teaspoon vanilla extract

Instructions 

  • Preheat oven to 350°F. Line a 9X5-inch loaf pan with parchment paper or grease well. Set aside.
  • In a large bowl whisk together pumpkin, sugar, eggs, vegetable oil, milk, and vanilla extract. Once smooth set aside.
  • In a separate bowl mix together flour, cinnamon, baking powder, salt, baking soda, nutmeg, and allspice.
  • Slowly add dry ingredients into pumpkin mixture, being careful not to overmix.
  • In another bowl, prepare the cream cheese swirl. Beat cream cheese, egg, sugar, and vanilla together until smooth and creamy.
  • Pour about half of pumpkin batter into prepared loaf pan. Add cream cheese mixture and spread evenly. Top with remaining pumpkin batter.
  • Bake for 60-75 minutes until a tester comes out clean. Remove from oven and let cool on a wire rack for 10 minutes before removing from pan to cool completely.

Nutrition

Calories: 287kcal | Carbohydrates: 46g | Protein: 6g | Fat: 9g | Saturated Fat: 5g | Polyunsaturated Fat: 1g | Monounsaturated Fat: 3g | Trans Fat: 0.01g | Cholesterol: 72mg | Sodium: 381mg | Potassium: 127mg | Fiber: 1g | Sugar: 28g | Vitamin A: 406IU | Vitamin C: 0.1mg | Calcium: 63mg | Iron: 1mg

Nutrition information is automatically calculated, so should only be used as an approximation.

Additional Info

Author: Erin Sellin
Prep Time: 15 minutes
Cook Time: 1 hour
Course: Dessert Recipes
Cuisine: American
Servings: 10
Calories: 287
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